Businesses facing financial distress often encounter complex debt structures, tight liquidity, and heightened credit risk. ForTran provides comprehensive pre-insolvency legal services to both debtors and creditors, helping clients manage risk exposure, design viable restructuring plans, and maximize asset recovery—without necessarily entering court-supervised proceedings. Our services include:

Debt Assessment and Solvency Analysis

We assist clients in organizing and analyzing debt information, mapping priority rights, and identifying legal risks across the capital structure. We evaluate solvency based on balance sheet, cash flow, and contingent liabilities, laying the groundwork for future restructuring or liquidation.

Debt Restructuring Negotiation

We represent clients in negotiations with major creditors—including banks and suppliers—to seek extensions, waivers, and debt-to-equity swaps. For cases involving multiple creditor types, we help balance competing interests and prevent plan failure due to inter-creditor conflicts.

Defense Against Aggressive Enforcement

We develop response strategies to urgent enforcement actions such as asset freezes, seizures, and forced execution, minimizing business disruption and preserving enterprise value.

Identification of Fraudulent Transactions

We investigate prior transactions for signs of fraudulent conveyance or improper related-party dealings and assist in formulating legal responses or remedial actions.

Restructuring Plan Design and Legal Documentation

We design customized solutions such as asset-based settlements, debt-to-equity swaps, and bundled asset transfers. For critical issues including risk isolation and plan viability, we provide formal legal opinions that support client efforts to obtain government policy incentives or secure cooperation from financial institutions. Our services cover the drafting, revision, and negotiation of a full range of restructuring-related documents, including restructuring agreements, collateral contracts, and debt-to-equity conversion agreements.

Distressed Asset Recovery and Disposal

We represent financial institutions in enforcing creditor rights through negotiations, litigation, asset preservation measures, and compulsory enforcement, with the goal of improving recovery efficiency. We also assist financial institutions and investors in connecting with asset trading platforms, designing acquisition, transfer, and disposal plans for distressed debt portfolios, and managing all associated legal and compliance matters.

Third-Party Coordination

We facilitate creditor engagement with AMCs (Asset Management Companies), private equity funds, and asset management plans, introducing market-based mechanisms to resolve complex debt exposures.