Global
PRACTICES Banking, Finance and Financial Services FinTech and Digital Financial Services
FinTech and Digital Financial Services
Banking, Finance and Financial Services
FinTech and Digital Financial Services

We support banks, insurance companies, trust firms, and FinTech enterprises in addressing the regulatory and operational challenges arising from the rapid evolution of financial technologies. Our services span product design, digital marketing compliance, cross-border data management, technology contracting, licensing, and infrastructure deployment. We help clients navigate complex legal risks while fostering innovation that aligns with regulatory expectations in China's tightly supervised financial environment.

Marketing and product display compliance

We review the content and presentation of financial products across mobile apps, mini-programs, and websites to prevent misleading advertising, mis-selling, and disclosure violations.

Online onboarding and electronic contracting

We advise on remote account opening, electronic agreements, and digital workflows to ensure legal validity and technical compliance.

Data use and big data compliance

We help clients manage the lawful use of personal information, credit data, and analytics tools in marketing and risk control, reducing exposure to data misuse.

Technology and system contracting

We draft and review agreements for technology partnerships, system integration, data licensing, and algorithm use to support secure and well-governed FinTech collaborations.

Blockchain and digital asset compliance

We advise on legal risks and compliance strategies for blockchain infrastructure, virtual assets, stablecoins, and digital currencies, including regulatory filings and structural planning.

FinTech licensing and remediation

We assist with planning and applying for FinTech-related licenses—such as virtual banking, third-party payment, online micro-lending, and credit reporting—and support regulatory remediation where needed.

Cross-border data and payment systems

We provide legal guidance on cross-border data transfers, AML systems, and integration of payment platforms with domestic clearing institutions.

Compliance for intelligent finance tools

We advise on legal design of robo-advisors, automated wealth tools, and AI-based products to ensure responsible innovation within regulatory boundaries.

Legal support for digital infrastructure

We assist with compliance assessments and contracting for electronic signatures, digital certificates, blockchain storage, and cloud deployment of financial systems.

Tech upgrades for traditional institutions

We support banks, insurers, and trust firms in modernizing their operations and building cooperative models with technology platforms.

Capital markets services for FinTech firms

We provide legal support for pre-IPO restructuring, red-chip return listings, overseas IPOs, CDR issuances, and establishment of financial holding companies.

Global structuring and regulatory planning

We assist in designing cross-border operational structures, setting up overseas FinTech vehicles, obtaining foreign licenses, and achieving compliant international expansion.

Consumer protection and dispute mechanisms

We help improve complaint handling systems and establish consumer rights protection mechanisms to strengthen trust and regulatory alignment.


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